The beginning of GEMS was a historic moment when in 2002, the Cabinet approved a framework policy on a restricted (closed) medical scheme for further development by an interdepartmental working group (departments of Public Service and Administration, National Treasury, Health, Education, Correctional Services and SAPS).


The approved framework policy centered on the principles of equity, efficiency and differentiation:
•    Equity where employees have equal access to the most extensive set of equal basic benefits under equitable remuneration structures, subject to affordability.
•    Efficiency regarding the costs and delivery of benefits.
•    Differentiation, where employees choosing more extensive cover have equal access to higher benefits subject to their needs.
•    Government’s commitment to an equitable and affordable medical scheme.


The Cabinet gave the development and implementation of GEMS intense consideration, relying on substantial research and data analyses. The implementation of GEMS is a positive step that positions government as an employer of choice that truly cares for the health and wellbeing of its employees.
Who is GEMS?


GEMS was registered on 1 January 2005 specifically to meet the healthcare needs of government employees. We offer six excellent healthcare benefit options, namely Tanzanite One, Beryl, Ruby, Emerald Value, Emerald and Onyx. Our goal is to help public service employees and their families to get the best possible healthcare at the most affordable rate.